Whether it's meeting your employer SG obligations or making the most of personal contribution strategies, we make sure superannuation is working as hard as it should be.
Current Superannuation Guarantee rate (2024–25 financial year)
When Payday Super takes effect — super paid on the same day as wages
Annual concessional (before-tax) contribution cap for 2024–25
For business owners and employers, superannuation involves two distinct responsibilities: meeting your obligations to employees, and managing your own super strategically. Both matter — and both are easy to get wrong.
Missed Superannuation Guarantee (SG) payments attract significant ATO penalties, and the Superannuation Guarantee Charge is not deductible. On the other side, failing to make the most of personal contribution strategies can cost you significantly over time.
From 1 July 2026, employers will be required to pay Superannuation Guarantee contributions on the same day as wages — rather than quarterly. This is a significant change that will affect cash flow planning and payroll systems for most employers.
We're helping our business clients prepare now — reviewing payroll systems, cash flow forecasting, and ensuring everything is in place before the deadline. If you haven't started thinking about this yet, now is the time.
Or call us on 0420 977 078